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Scuba Diving Insurance

Scuba Diving Insurance

We have joined forces with Dive Master Insurance in order to offer our customers their top Scuba Diving and Travel Insurance policies. Dive Master are specialists when it comes to scuba diving medical insurance or complete scuba diving trip travel insurance. They aren't just limited to recreational diving either so if you need professional diver cover, work in underwater film or media or will be working on a scientific project Dive Master will be able to help.

Dive Master Insurance

WHICH COVER IS RIGHT FOR YOU?

If you are not sure which is the best policy for you then Dive Master will be able to advise you further. For recreational diving trips there are four levels of cover, all of which include IDEC (International Diving Emergency Cover) dive accident cover:

DIVER MEDICAL INSURANCE ONLY (IDEC)

The basic level of scuba diving insurance covers the medical expenses of diving accidents only. This policy benefits from the following key features:

  • No depth limits (just respect your training agency's recommendations)
  • Immediate Emergency Medical Expenses
  • Hyperbaric Chamber Treatment Costs
  • Air Evac, Medical Repatriation
  • Search and Rescue
  • Additional Transport and Accommodation (which covers you and your family)
  • Medical costs after return home
  • Approved alternative therapies
  • PFO Test costs
  • PFO Closures if Medically Necessary
  • Access to Diving Doctors
  • Post Accident Dive Fitness Examinations

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SINGLE TRIP TRAVEL INSURANCE AND IDEC

This covers a single holiday trip specifically tailored to the travelling scuba diver but does allow non-diving travel companions to be added so that they are also covered by the travel insurance element of the policy. In addition to the IDEC benefits, this policy also covers:

  • Baggage Total
  • Baggage Replacement Hire
  • Personal Money
  • Personal Accident
  • Personal Liability
  • Medical and Emergency Expenses
  • Cancellation and Curtailment
  • Delayed Departure
  • Missed Departure
  • Hospital Inconvenience Benefit
  • Loss of Passport
  • Legal Expenses and Advice
  • Loss of Activity Days
  • Hijack
  • Adverse weather

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ANNUAL TRAVEL INSURANCE AND IDEC

If you plan on making more than one trip in the year you might want to consider opting for a full year of cover rather than paying per trip. This type of policy offers all the advantages of the single trip option but could save you money and provide a wider cover.

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EXTENDED TRIP TRAVEL INSURANCE AND IDEC

This covers offers a lot of the features of the single or annual insurance policies but is specifically tailored for divers that want to travel for six to twelve months at a time. It is an ideal option for gap year students for instance.

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OTHER INSURANCE OPTIONS

Beyond the standard holiday trip policies Dive Master also provide cover for Dive Equipment as well as recreational and diving trade level liability cover so if you need any sort of diving related cover you should definitely speak to Dive Master.

Scuba Diving Equipment Insurance

DIVE EQUIPMENT COVER

Whether you’re a sport diver, instructor, club, or dive business, Dive Master believe that their dive equipment policy provides simply superior quality and great value scuba diving equipment insurance to protect your investment. Their policy covers:

  • Extensive coverage for recreational and professional divers
  • They replace equipment new for old providing that the new replacement cost is insured
  • Dive gear and underwater cameras/videos covered
  • They pay for unexplained flood damage to cameras and videos
  • Cover for theft from vehicles before, during and after dive trips
  • Cover for accidental loss even when the item isn’t harnessed to you
  • Worldwide coverage 365 days a year
  • No Claims Discount of 5% per year up to a maximum of 20%
  • They insure rebreathers, DPVs (Diver Propulsion Vehicles) and other sporting equipment

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Please note that policy coverage, terms and conditions can change from those shown above so be sure to check the policy details on the Dive Master website carefully.